An IFSC code is the 11-character code that identifies a single bank branch in India for online transfers (NEFT, RTGS and IMPS). This free India bank IFSC code finder verifies any code and returns the bank name, branch, full address, city, district, state and MICR code, plus whether the branch supports NEFT, RTGS, IMPS and UPI. Enter the IFSC from your cheque, passbook or net banking, and confirm the branch before you send money. Data is sourced from the public, RBI-based IFSC dataset.
Sending money and want to be sure the IFSC code points to the right branch? Type the 11-character code above and get the bank, branch, address and MICR in a second. It works for every Indian bank, State Bank of India, HDFC, ICICI, Axis, PNB, Kotak, Bank of Baroda, Canara, Union Bank and the rest.
Your IFSC sits on your cheque leaf, the front page of your passbook and inside your net banking or UPI app. If you have the code but are not sure which branch it belongs to, this finder confirms it, so an NEFT, RTGS or IMPS transfer reaches the correct account.
Key takeaways
- Enter any 11-character IFSC to instantly see the bank, branch, address, city, district, state and MICR code.
- The result shows whether the branch supports NEFT, RTGS, IMPS and UPI, so you know which transfer method will work.
- An IFSC is built as 4 letters (bank) + 0 + 6 characters (branch), for example SBIN0000001.
- Verify before you pay. A wrong IFSC can delay or misroute a transfer, so confirm the branch matches the account.
Why use this ifsc code finder?
Every India bank
Covers all banks and branches in the RBI IFSC directory, public and private.
Full branch detail
Bank, branch, address, city, district, state, MICR and transfer support.
Verify before paying
Confirm the branch behind a code so your NEFT, RTGS or IMPS reaches the right account.
Free and instant
No signup, no app. Look up as many codes as you like, then print or save.
How to use it
- Type or paste the 11-character IFSC code (for example HDFC0000001).
- Click Find. The tool looks up the code in the RBI-based IFSC directory.
- Read the bank, branch, address, MICR and the NEFT, RTGS, IMPS and UPI status.
- Use Copy to grab the details, or Print / Save as PDF for your records.
- If the code is invalid, recheck it against your cheque or passbook and try again.
What is an IFSC code?
IFSC stands for Indian Financial System Code. It is an 11-character code assigned by the Reserve Bank of India (RBI) that uniquely identifies one bank branch for electronic transfers. Every NEFT, RTGS or IMPS transaction uses it to route money to the correct branch and account.
How an India bank IFSC code is structured
The 11 characters follow a fixed pattern, so you can read a lot from the code itself:
| Position | Characters | Meaning |
|---|---|---|
| 1 to 4 | Letters | Bank code (for example SBIN for State Bank of India) |
| 5 | 0 (zero) | Reserved for future use, always zero today |
| 6 to 11 | Letters or digits | Unique branch code |
For example, in SBIN0000001, SBIN is the bank, the fifth character is zero, and 000001 is the branch.
Where to find your IFSC code
You do not need to guess. Your IFSC is printed and stored in several places:
- Cheque book: printed at the top of every cheque leaf, next to the account number.
- Passbook: on the front page with your branch and account details.
- Net banking: under your account summary or account details.
- UPI and bank apps: in the account or profile section.
- Bank website: most banks list branch IFSC codes on their official site.
Once you have the code, paste it above to confirm the branch it belongs to.
IFSC prefixes for major India banks
The first four letters are the bank code. A few common ones:
| Bank | IFSC prefix |
|---|---|
| State Bank of India | SBIN |
| HDFC Bank | HDFC |
| ICICI Bank | ICIC |
| Axis Bank | UTIB |
| Punjab National Bank | PUNB |
| Bank of Baroda | BARB |
| Kotak Mahindra Bank | KKBK |
| Canara Bank | CNRB |
| Union Bank of India | UBIN |
The branch part after the prefix is different for every branch, which is why you should verify the full code rather than assume it from the bank name alone.
IFSC vs MICR vs SWIFT: what is the difference?
| Code | Length | Used for |
|---|---|---|
| IFSC | 11 characters | Domestic transfers within India (NEFT, RTGS, IMPS) |
| MICR | 9 digits | Cheque clearing, printed at the bottom of a cheque |
| SWIFT | 8 or 11 characters | International transfers between banks worldwide |
This finder shows the IFSC and MICR for a branch, and the SWIFT code where the branch has one.
Is there an "all bank IFSC code list PDF"?
The RBI publishes the master IFSC directory, and that full list runs to well over one lakh branches, which is why a single printable PDF is impractical and quickly goes out of date as branches open, merge or close. The reliable way is to look up the exact code you need here and then use Print or Save as PDF to keep a clean copy of that branch record. For a full official dataset, the RBI branch locator on the RBI website is the authoritative source.
Why verify an IFSC before sending money?
NEFT and RTGS route purely on the IFSC and account number. If the IFSC is wrong but still valid for another branch, the transfer can be delayed, returned, or held up in reconciliation. Confirming that the branch, city and bank behind a code match the account holder details takes a second here and avoids that hassle.
Popular use cases
- Confirming a supplier or customer IFSC before an NEFT or RTGS payment.
- Filling bank details on a job, tax refund or government form correctly.
- Checking which branch an IFSC on a cheque or passbook belongs to.
- Verifying whether a branch supports IMPS or UPI before a transfer.
- Saving a clean PDF record of a branch IFSC for your accounts.
Frequently asked questions
How do I find an India bank IFSC code?
Enter the 11-character IFSC from your cheque, passbook or net banking in the box above and click Find. The tool returns the bank, branch, address, MICR and whether the branch supports NEFT, RTGS, IMPS and UPI.
What does an IFSC code look like?
It is 11 characters: the first four letters are the bank code, the fifth character is always zero, and the last six identify the branch. For example, HDFC0000001 or SBIN0000001.
Where is my IFSC code printed?
On every cheque leaf, on the front page of your passbook, and inside your net banking or bank app under account details. Most bank websites also list branch IFSC codes.
Is there an all bank IFSC code list PDF I can download?
The full RBI directory has over a lakh branches, so a single up-to-date PDF is not practical. Instead, look up the exact code you need here and use Print or Save as PDF to keep that branch record. The RBI website hosts the official master dataset.
What is the difference between IFSC and MICR code?
IFSC is an 11-character code used for online transfers like NEFT, RTGS and IMPS. MICR is a 9-digit number used for cheque clearing, printed at the bottom of a cheque. This tool shows both.
Can two branches have the same IFSC code?
No. Every IFSC is unique to one branch of one bank, which is exactly why it is used to route transfers accurately.
Does this IFSC finder cover all India banks?
Yes. It looks up codes across every bank and branch in the RBI-based IFSC directory, including public sector, private, and most cooperative and regional banks.
Is this tool free and safe to use?
Yes, it is free with no signup. It only checks a public IFSC directory and does not ask for or store any account number, balance or personal banking login.
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